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    <title>DTI on 돈의문법</title>
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      <title>LTV 뜻, 같은 집을 사도 대출 한도가 사람마다 다른 이유</title>
      <link>https://money.importants-studio.com/posts/ltv-loan-limit-explained/</link>
      <pubDate>Tue, 29 Sep 2026 09:00:00 +0900</pubDate>
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      <description>LTV(담보인정비율)가 정확히 뭘 계산하는 수치인지, DSR·DTI와는 뭐가 다른지, 지역과 생애최초 여부에 따라 왜 대출 한도가 크게 벌어지는지 원리부터 정리했습니다.</description>
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